More products qualify so you can spend down easily.
More, More, More. More products than ever are eligible.
Did you know that more items than ever are FSA- and HSA-eligible? The 2020 CARES Act added new categories and made a wide range of OTC (over the counter), non-prescription medicines eligible. Highlights include the addition of feminine care items, stop smoking products, laxatives, antacids, pain relief and cough, cold and flu medicine.
Your FSA/HSA administrator is your best source of information, but you’ll find answers to some frequently asked questions here.
What’s an FSA? An FSA is a savings account that you use to pay for eligible healthcare products and expenses during the year. Sponsored by your employer, this account lets you set aside pre-tax dollars from your regular earnings for use on qualified medical and dental services and products for you and your family. The money in this account usually must be spent by the end of the year, although plans differ and small rollovers of unused funds may be allowed; check details of your individual plan. The IRS limit on 2021 contributions is $2,750 per person.
What’s an HSA? An HSA is a savings account containing funds you’ve set aside to pay for eligible healthcare products and expenses. This special savings account is only for those who are covered under high-deductible health plans (HDHPs). Pre-tax dollars in this account earn interest tax-free, and money accumulated is not taxed when it’s taken out to pay for qualified medical expenses. Because the HSA is owned by you, any money left in the account at the end of the year rolls over to the next year. The 2021 annual maximum contribution is $3,600 per individual / $7,200 per family regardless of the HDHP deductible. If you’re 55 or older at the end of the year, you may put in an extra $1,000. Make sure to check all IRS eligibility rules to see if you qualify for an HSA.
I have health insurance. Is that the same as an FSA or HSA? No. FSAs and HSAs are pre-tax spending accounts. They allow you to set aside pre-tax dollars for eligible medical expenses. Contact your employer to find out if one or both of these plans are available to you.
How can I find FSA- and HSA-eligible items on your site? Every item that’s eligible is marked with the badge below:
In addition, you can modify your site search to only show eligible items.
Please note that while we use IRS guidelines, individual plans have the final say over what products and services are eligible, so the icon displayed on our site does not guarantee you will be reimbursed. Always check with your administrator for specific guidelines.
What items are FSA/HSA eligible? FSA/HSA dollars can be used for healthcare expenses that aren’t covered by your health insurance. Items marked with the blue badge as 'new' were introduced as eligible items for reimbursement in 2020.
Allergy and sinus Rx and OTC medicine new
Athletic and orthopedic braces and supports
Breast pumps and accessories
Blood glucose monitors and testing strips Blood pressure monitors
Contact lenses and supplies
Cough, cold and flu Rx and OTC medicine new
Rx and OTC medicine
Denture cream and cleansers
Feminine care products including pads, tampons, sponges new
First aid supplies and kits
Hemorrhoid products Hot and cold packs
Laxatives or stool softeners new
Ointments for cuts, burns or rashes
Pain relief Rx and OTC medicine new
Pregnancy and fertility tests
Shoe insoles and inserts
Stop smoking products new
Sunscreens with SPF ratings of 15 and above
Vaporizers and inhalers
Walking aids (crutches, canes, rollators, walkers) and wheelchairs
How can I pay for FSA/HSA eligible items on atHome? If your plan issued you a card, you can use that to pay for eligible items (FSA/HSA items cannot be mixed with non-eligible items if you’re using your FSA/HSA card). You can also pay for eligible items with your credit card and then submit the expense for reimbursement later.
I have a mix of FSA/HSA and regular items in my cart.How can I pay? If you want to use your FSA/HSA card to pay, your order must only contain eligible items. If you have a mix of eligible and non-eligible items, you can pay with your credit card and submit the receipt to your plan administrator for reimbursement.
What about shipping and tax on FSA/HSA items? Your FSA/HSA funds can be used to pay for shipping and tax on eligible items. Contact your plan for more details.
I have an FSA/HSA card, do I still need to save and submit receipts? Your plan administrator may require you to submit a receipt after your purchase to substantiate a claim.
I don’t have an FSA/HSA card. How do I get reimbursed? Print out your receipt at the end of your transaction. Submit it your plan administrator for reimbursement per plan guidelines.